Schengen VISA Insurance

Europe Travel Insurance (Schengen VISA Insurance)

Since the introduction of the Schengen Visa by The European Union, traveling to Europe has been made easy. However to obtain a Schengen visa you need a valid passport, visa application form and supporting documents, amongst others a proof of medical insurance at the consulate of the country you are traveling to. If you are a resident of a country temporarily staying within the sovereignty of those member states of the EU which have signed and fully abide by the terms of the Schengen Convention you will need to obtain a Schengen visa.

Schengen VISA Insurance is ideal for everyone from a traveler’s country subject to visa requirements of foreign nationality, no matter what the purpose of your trip is:

• Visitors or guests (visitor visa),
• Business travelers (business visa),
• Tourists (tourist visa),
• Group visitors (visitor visa for travel groups).

The following EU member states have signed and fully abide by the terms of the Schengen Convention:

Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Holland, Hungary, Iceland, Italy, Latvia, Lithuania, Luxembourg, Malta, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden and Switzerland.

Since June 2004, travel insurance is required by the European law to obtain a Schengen visa. Visa applicants must show that they are in possession of a valid travel insurance with a minimum cover of € 30,000, or its US$ equivalent, in order to face any expenses which may arise in connection with repatriation for medical reasons, urgent medical attention or emergency hospital treatment.

Our Travel Insurance products are made to assist you in choosing the right travel cover plan for your intended purpose of visit. The insurance cover complies fully with the stipulations of the RESOLUTION passed by the COUNCIL OF THE EUROPEAN UNION on 22.12.2003. (2004/17/EU).

Brief overview:

• Valid worldwide for private or business travels (home country NOT included),
• Maximum age of acceptance: 80 years,
• Maximum period: 365 days,
• Accepted for Schengen Visa,
• Also possible as follow-up coverage,
• Extension possible upon request (up to max. 365 days),
• No deductible,
• Single payment by credit cards (VISA, Master Card or American Express) or by German bank account.

Premiums for Schengen VISA Medical Insurance

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- Additional private liability and accident insurance on request 0,40 € a day.

For more details about our europe travel health insurance product please click here or click Purchase Online Now!

Frequently Asked Questions

What is the Schengen Area?
The Schengen area gathers 25 European countries:

Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Holland, Hungary, Iceland, Italy, Latvia, Lithuania, Luxembourg, Malta, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden and Switzerland.

The Schengen area is an area of free movement of persons. According to the Treaty implementing the Schengen Agreement of 14 June 1985, the 25 Member States have abolished checks on persons at the time of crossing of their internal borders. Henceforth the checks on persons is only carried out at the time of crossing of the external border of a Member State, which then acts on behalf of all of the other States of the Schengen area.

What is a Schengen Visa?
A Schengen visa is a permit granted in the form of a sticker. It enables its holder to enter the territories of the 25 Schengen States to pay an uninterrupted visit (single-entry visa) or several visits (multiple-entry visa), whose duration is indicated on the sticker with a maximum of three months (90 days) in any half-year from the date of first entry in the Schengen area.

Do I need a Schengen visa?
You do not a Schengen visa only if you are a resident of one of the Schengen countries, otherwise you need a Schengen VISA.

Where to Apply for a Schengen VISA?
You must apply with the visa section of the embassy or the consulate which is responsible for your application. Processing the visa application belongs to the embassy or the consulate of the Schengen country in whose territory the main destination of the visit is situate. If the country of main destination cannot be determined, then the embassy or the consulate of the Schengen country of first entry will have to process the application. In most cases the main destination is determined by the number of days the applicant plans to stay in one of the Schengen countries. If you intend to spend an identical number of days in various Schengen countries, then the embassy or the consulate of the Schengen country of first entry will be in charge of processing the application.

If the State responsible has no diplomatic mission or consular post in a certain country, the visa may be issued by representation by the mission or post of the State which represents the interests of the State responsible in the given third country. The visa is then issued on behalf of the Schengen State that is being represented, subject to its prior authorisation.

Requirements for Schengen VISA?
The following documentation is required for a Schengen VISA:

• a passport whose validity must exceed that of the visa by 3 months,
• a duly completed visa application form: see the harmonised Schengen Visa Form.
• the documents supporting the purpose and the conditions of the intended trip: see table below